When it finally worked, it placed a seven-day hold on the funds.
Switching to a credit union felt like stepping into a parallel universe where financial institutions actually want to help you.
Within thirty minutes, I had a new checking and savings account with no minimum balance requirement and no monthly fees.
My old bank’s “free” checking had actually cost me about $200 a year in various fees — maintenance fees, overdraft fees, ATM fees when I used a non-ne…
Their overdraft policy links to my savings account and transfers funds for free instead of hitting me with a $35 penalty.
