The Envelope Budgeting Hack That Works Better Than Any App

I have downloaded and deleted Mint, YNAB, EveryDollar, and three other budgeting apps I cannot remember the names of. I […]

How to Plan a Cheap Weekend Trip Without Feeling Cheap

Last spring I took a weekend trip to a coastal town two hours away. Hotel on the beach, seafood dinner, […]

How to Save Money on Gas Without Driving Less

I drive a ten-year-old sedan that gets decent mileage. Not great, not terrible. Last year I started tracking how much […]

How to Stock a Pantry for Less Than You Spend on Takeout

I added up one month of takeout spending. Four hundred and twenty dollars. Delivery fees, tips, the markup on every […]

How to Buy Used Electronics Without Getting Burned

I bought a “like new” laptop on an online marketplace once. The seller had five-star reviews. The photos looked great. […]

The Subscription Audit Method That Saved Me Forty Dollars a Month

I sat down and listed every subscription I was paying for. The list had fourteen items on it. Fourteen. I […]

The Way to Use Library Apps to Get Free Books Movies and Music

I pay for a library card every year through my taxes and for about a decade I used it exactly […]

How to Negotiate Your Internet Bill Down Without Threatening to Cancel

My internet bill had crept up to eighty-five dollars a month. It started at fifty when I signed up two […]

How to Turn Gift Cards You Will Never Use Into Actual Cash

I found a $50 Applebee’s gift card in my desk drawer last month. It had been there since Christmas 2023. […]

The Best Generic Brands That Are Just as Good as Name Brands

I grew up in a household where generic meant “worse.” Store brand cereal was punishment cereal. Generic ketchup was ketchup-adjacent. […]